The whole is less than the sum of it’s parts

Today is my birthday. I turned 27, I got 2 happy birthday calls before 8am :), and my application for a virgin credit card was unsuccessful :(

I went through nine stages of grief again and during the anger stage I called the toll free information number, by the time I was taken off hold, I was into the depression stage and I was unable to give them a piece of my mind as I had intended.

The virgin girl went through all the details of my application again and at the end she said:

“Yes, I’m sorry but you have been unsuccessful”.

So I asked her why and this is what she said:

“There was no particular reason for your application being unsuccessful, it is just the overall assessment was not good enough”

Then I asked her if it was anything to do with my credit history and she said

“No, it was no particular section, it was just the overall assessment”

And then I asked her a number of other questions and she just kept saying

“it was the overall assessment”

So, I was clearly in a better overall financial situation 10 years ago when I got my first credit card. I seem to be going steadily backwards.
  ¶ 12:15 PM